Loans, Mortgages & Debt Consolidation for Homeowners | Loansmart Finance

Helping homeowners borrow smarter

We’ll find a solution that works for you. Contact us today for a free no-obligation quote that won’t show up on your credit report. It’s simple, fast and easy.

Borrow from £5,000 to £500,000 over 1 to 30 years.

Consolidate your debts and pay less

Combine together your loans and credits into one easy and affordable payment. We’ll help you take back control of your finances.

Home improvement loans

With a free no obligation quote, we’ll help you get your home improvement project started.

Helping homeowners borrow smarter

We’ll find a solution that works for you. Contact us today for a free no-obligation quote that won’t show up on your credit report. It’s simple, fast and easy.

Borrow from £5,000 to £500,000 over 1 to 30 years.

Consolidate your debts and pay less

Combine together your loans and credits into one easy and affordable payment. We’ll help you take back control of your finances.

Home improvement loans

With a free no obligation quote, we’ll help you get your home improvement project started.

At Loansmart, we do homeowner loans differently.

Our financial solutions are all about you. Whether you’re renovating your home, re-mortgaging or even consolidating your debts, we find the ideal homeowner loan for you. As a broker with over 25 years of experience, we can offer a solution tailored completely to your needs.

We’re more than just a comparison site. We go the extra mile and advise you on the most suitable homeowner financial solution. Then we manage your application from start to finish. It’s simple, fast and easy – just fill in our contact form then sit back and relax. We’ll handle the rest.

Your situation is unique – and your loan is too.

High street lenders are picky. If you’ve ever been rejected by a high street lender – if you’re retired, self-employed – or even if you have bad credit history or CCJs, we’re here for you.

As a broker, we can find homeowner loan products that are made to measure using our lender panel. Whatever your situation, we’ll find a solution for you.

Request a callback today

If you are a first-time buyer or do not currently have a mortgage please call us directly on 0800 802 1003

When Should We Call?

By submitting your enquiry you agree to our privacy policy and that you are happy to be contacted via telephone, email or SMS to help you with your enquiry

How we help you:

Expert advice

We’ll assign you a dedicated advisor who will help you through the whole process.

Wider choice

We’re not limited to our own products like a bank. We’ll find a solution from our lender panel that’s tailored to you.

No upfront fees

We’ll give you a free no-obligation quote that won’t show up on your credit report so your credit report stays intact.

Flexible terms

We can help even if you have a poor credit history, CCJ’s, or if you’re self-employed.

How it works.

You arrange a callback using our quick form

We’ll call back for a chat at a time to suit you

We’ll find a solution that works for you

"A huge thank you for all of your help and support to complete our Loan"

★★★★★

"Just wanted to say a big thank you from the two of us for all your help recently – you were always very helpful and customer friendly throughout the process and extremely professional keeping us up to date with how everything was progressing "

★★★★★

We’ve helped people like you.

We have over 25 years of experience and long-term relationships with our lender panel. With our experience and expertise, you’ll be in safe hands.

We’ll help you find the right solution that works for you. We want to provide you with an unrivalled personal and professional service which is tailored to your needs and circumstances.

At Loansmart, we do homeowner loans differently.

Our financial solutions are all about you. Whether you’re renovating your home, re-mortgaging or even consolidating your debts, we find the ideal homeowner loan for you. As a broker with over 25 years of experience, we can offer a solution tailored completely to your needs.

Your situation is unique – your loan is too.

High street lenders are picky. If you’ve ever been rejected by a high street lender – if you’re retired, self-employed – or even if you have bad credit history or CCJs, we’re here for you.

As a broker, we can find homeowner loan products that are made to measure using our lender panel. Whatever your situation, we’ll find a solution for you.

How we help you:

Expert
advice

We’ll assign you a dedicated advisor who will help you through the whole process.

Wider
choice

We’re not limited to our own products like a bank. We’ll find a solution for you from our lender panel that’s tailored to you.

No
upfront
fees

We’ll give you a free no-obligation quote that won’t show up on your credit report so your credit report stays intact

Flexible
terms

We can help even if you have a poor credit history, CCJ’s, or if you’re self-employed.

How it works.

"I was doubtful at first about signing up but it was the best thing I have ever done."

★★★★★

We’ve helped people like you.

We have over 25 years of experience and long-term relationships with our lender panel. With our experience and expertise, you’ll be in safe hands.

We’ll help you find the right solution that works for you. We want to provide you with an unrivalled personal and professional service which is tailored to your needs and circumstances.

© 2018 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588

Niche Financial Solutions LLP
Marlborough House | 26 High Street | Swindon | SN1 3EP

 t: +44 (0)800 802 1003 | t: +44 (0)1793 250 787| e: [email protected]

Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467. We will search our panel of lenders to find the right loan for you. The overall cost for comparison is 10.69% APRC.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).

Rates are available from 3.74% APR variable. We also have rates up to 34.9% APR allowing us to assist clients with more severe credit problems. A fee of up to 10% of the advance may be charged. Currently our average fees are £2994 for a second charge mortgage (5.5%); this will be fully disclosed and discussed with you at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of January 2018). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: Marlborough House, 26 High Street, Swindon, SN1 3EP.

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© 2018 Copyright Niche Financial, All rights reserved

Registered in England No. OC349588

Important Information: 

Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority (FCA No. 708467).

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. THE ACTUAL RATE AVAILABLE WILL DEPEND ON YOUR CIRCUMSTANCES.

Depending on your circumstances we will charge a broker fee of up to 1% of the advance for a first charge mortgage and up to 10% of the advance for a second charge mortgage. Currently our average fees are £1495 for a first charge mortgage (0.8%) and £2994 for a second charge mortgage (5.5%). We also charge an administration fee of £497. We may also receive a commission from the lender on completion and this will also be fully disclosed.
Secured Loan rates are available from 3.74% APR variable. We also have rates up to 34.9% APR allowing us to assist clients with more severe credit problems. We will search our panel of lenders to find the right loan for you.
For secured loans the overall cost for comparison is 10.69% APRC. For Mortgages the overall cost for comparison is 4.6% APRC.
(rates and fees correct as of September 2018)

Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: Marlborough House, 26 High Street, Swindon, SN1 3EP.

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