Request a 
At Loansmart, we do homeowner loans differently.
Our financial solutions are all about you. Whether you’re renovating your home, re-mortgaging or even consolidating your debts, we find the ideal homeowner loan for you. As a broker with over 25 years of experience, we can offer a solution tailored completely to your needs.
We’re more than just a comparison site. We go the extra mile and advise you on the most suitable homeowner financial solution. Then we manage your application from start to finish. It’s simple, fast and easy – just fill in our contact form then sit back and relax. We’ll handle the rest.
Your situation is unique – and your loan is too.
High street lenders are picky. If you’ve ever been rejected by a high street lender – if you’re retired, self-employed – or even if you have bad credit history or CCJs, we’re here for you.
As a broker, we can find homeowner loan products that are made to measure using our lender panel. Whatever your situation, we’ll find a solution for you.
Request a callback today
If you are a first-time buyer or do not currently have a mortgage please call us directly on 0800 802 1003
By submitting your enquiry you agree to our privacy policy and that you are happy to be contacted via telephone, email or SMS to help you with your enquiry
How we help you:
Expert advice
We’ll assign you a dedicated advisor who will help you through the whole process.
Wider choice
We’re not limited to our own products like a bank. We’ll find a solution from our lender panel that’s tailored to you.
No upfront fees
We’ll give you a free no-obligation quote that won’t show up on your credit report so your credit report stays intact.
Flexible terms
We can help even if you have a poor credit history, CCJ’s, or if you’re self-employed.
How it works.
You arrange a callback using our quick form
We’ll call back for a chat at a time to suit you
We’ll find a solution that works for you
We’ve helped people like you.
We have over 25 years of experience and long-term relationships with our lender panel. With our experience and expertise, you’ll be in safe hands.
We’ll help you find the right solution that works for you. We want to provide you with an unrivalled personal and professional service which is tailored to your needs and circumstances.
At Loansmart, we do homeowner loans differently.
Our financial solutions are all about you. Whether you’re renovating your home, re-mortgaging or even consolidating your debts, we find the ideal homeowner loan for you. As a broker with over 25 years of experience, we can offer a solution tailored completely to your needs.
Your situation is unique – your loan is too.
High street lenders are picky. If you’ve ever been rejected by a high street lender – if you’re retired, self-employed – or even if you have bad credit history or CCJs, we’re here for you.
As a broker, we can find homeowner loan products that are made to measure using our lender panel. Whatever your situation, we’ll find a solution for you.
How we help you:
Expert
advice
We’ll assign you a dedicated advisor who will help you through the whole process.
Wider
choice
We’re not limited to our own products like a bank. We’ll find a solution for you from our lender panel that’s tailored to you.
No
upfront
fees
We’ll give you a free no-obligation quote that won’t show up on your credit report so your credit report stays intact
Flexible
terms
We can help even if you have a poor credit history, CCJ’s, or if you’re self-employed.
How it works.
We’ve helped people like you.
We have over 25 years of experience and long-term relationships with our lender panel. With our experience and expertise, you’ll be in safe hands.
We’ll help you find the right solution that works for you. We want to provide you with an unrivalled personal and professional service which is tailored to your needs and circumstances.
© 2022 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Niche Financial Solutions LLP
1st Floor | 3 Newbridge Square | Swindon | SN1 1HN
t: +44 (0)800 802 1003 | e: contact@loansmartfinance.co.uk
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
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© 2024 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Important Information:
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
