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About us
We help homeowners find financial solutions the smart way.
With over 25 years of experience as a broker, we offer a wide range of loans and financial solutions for homeowners just like you. Whether it’s debt consolidation, home improvements or raising capital, Loansmart works for you.
We pride ourselves on excellent customer service and attention to detail. As a Loansmart customer, you’ll always receive an honest and transparent service tailored to your needs and circumstances.
We are:
Competitive
We search for the most affordable rates from our lender panel
Transparent
We don’t charge upfront fees, and we give you a free no-obligation quote that won’t show up on your credit report
Friendly
Our UK-based dedicated loan advisors are knowledgeable and ready to help you
Trusted
We ensure all our staff are qualified and adhere to the highest levels of confidentiality
We are not:
A bank
We’re not limited to our own products. Using our lender panel, we’ll find the right homeowner loan product that works for you
A comparison site
We go the extra mile and advise you on the most suitable homeowner financial solution – We then manage your application from start to finish
A high street lender
Not everyone fits into the same box. If you’ve been rejected by a high street lender, whether you’re retired or self-employed, or even if you have a bad credit history or CCJs – Loansmart can help you
Our Process
Complete the online form and we’ll call you back for a quick chat at a time that suits you
We’ll assess your requirements and match them with the best deal from our lender panel
An experienced and dedicated loan advisor will then guide you through your application
Your loan is approved
About us
Helping homeowners find smart financial solutions
With over 25 years of experience as a broker, we offer a wide range of loans and financial solutions for homeowners just like you. Whether it’s debt consolidation, home improvements or raising capital, Loansmart works for you.
We pride ourselves on excellent customer service and attention to detail. As a Loansmart customer, you’ll always receive an honest and transparent service tailored to your needs and circumstances.
We Are:
Competitive.
We search for the most affordable rates from our lender panel;
Transparent.
We don’t charge upfront fees, and we give you a free no-obligation quote that won’t show up on your credit report;
Friendly.
Our UK-based dedicated loan advisors are knowledgeable and ready to help you.
Trusted.
We ensure all our staff are qualified and adhere to the highest levels of confidentiality;
We are not:
A bank
We’re not limited to our own products. Using our lender panel, we’ll find the right homeowner loan product that works for you.
A comparison site
We go the extra mile and advise you on the most suitable homeowner financial solution. Then we manage your application from start to finish. With us it’s fast, simple and easy.
A high street lender
Not everyone fits into the same box. If you’ve been rejected by a high street lender, whether you’re retired or self-employed, or even if you have a bad credit history or CCJs – Loansmart can help you.
Our Process
Complete the online form and we’ll call you back for a quick chat at a time that suits you
We’ll assess your requirements and match them with the best deal from our lender panel
An experienced and dedicated loan advisor will then guide you through your application
Your loan is approved
© 2022 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Niche Financial Solutions LLP
1st Floor | 3 Newbridge Square | Swindon | SN1 1HN
t: +44 (0)800 802 1003 | e: contact@loansmartfinance.co.uk
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
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© 2024 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Important Information:
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
