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Loan consolidation: how to consider consolidation options

Posted by Loansmart on  3rd August 2018

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Category: Homeowner Loans
There are many ways in which you can do a loan consolidation.   Why should I consolidate my loans? The primary reason for doing a loan consolidation is to reduce your monthly outgoings into one manageable payment. Sometimes multiple payments and the considerable amount of interest being charged makes it a viable option. You need to consider all factors before making such an important decision. Loan consolidation can mean just credit card consolidation into one
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Online secured loans: the best route to a fast homeowner loan

Posted by Loansmart on  26th July 2018

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Category: Homeowner Loans
Over the last 15 years we have seen the explosion of the internet, most online secured loans enquiries now arrive via the web. The older methods of applying through the post or over the telephone are now less common. From a customer perspective it’s fantastic as they now have so many ways of securing a loan. As technology continues to advance it’s only going to provide further options.   Can I get a better deal
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Secured loan or re-mortgaging: which one should I choose?

Posted by Loansmart on  12th July 2018

Comments Off on Secured loan or re-mortgaging: which one should I choose?
Category: Homeowner Loans
Lots of borrowers are happy with their current mortgage and their current mortgage lender but still need to raise extra funds for things. Whether you’re looking for debt consolidation, maybe some home improvements, a new car or even an investment in property… where could the money come from? Many will consider using the equity in their home and will naturally think of a remortgage. Frequently, you will be advised that this is the best route to go.  But, this may not always be the best and
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Secured loans for bad credit

Posted by Loansmart on  6th July 2018

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Category: Homeowner Loans
If you want to raise money, take out a secured loans for bad credit. But what happens if you have bad credit? You can consider taking out a secured loan for bad credit rather than a remortgage. One of the main reasons for this is that secured loan lenders normally consider all your circumstances. If you provide satisfactory explanations some bad credit can be accepted.   Bad Credit Explained There are many reasons why you
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Privacy & Cookie Policies | FAQ | Terms of Business | Complaints Procedure.

© 2022 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588

Niche Financial Solutions LLP
1st Floor | 3 Newbridge Square | Swindon | SN1 1HN

 t: +44 (0)800 802 1003 | e: contact@loansmartfinance.co.uk

Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.

We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).

Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN

Privacy & Cookie Policies | FAQ | Terms of Business | Complaints Procedure

© 2024 Copyright Niche Financial, All rights reserved

Registered in England No. OC349588

Important Information:

Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.

We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).

Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN

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