Request a 
Customer Complaints Procedure
At Niche Financial Solutions, we continually strive to ensure we provide you with the highest standard of service. However, we recognise that, on occasion, you may feel you have cause for complaint. If you are unhappy with aspect of the service you have received, we would very much like to know.
With this in mind we have developed a Complaints Procedure that aims to provide you with a swift and satisfactory resolution to any issues you have encountered or problems you may want to draw our attention to.
How does it work?
- Should you wish to make a complaint, you can do so by letter, email or by telephone. Full contact details are recorded below.
- We will endeavour to resolve your complaint immediately, however, if we are unable to do so, we will write to you within 5 working days to acknowledge it has been received and confirm our understanding.
- We promise to investigate all aspects of your complaint thoroughly and will provide you with a written response as quickly as possible. Should we be unable to fully respond to all issues within 28 days, we will write to you to explain why this has not been possible, update you on any progress and confirm when we will contact you again.
- After a further 28 days we will write to you once again, either with a full response or an explanation as to why we are unable to provide this. If we are unable to provide a full response at this stage, we will inform you of any rights you have to refer the matter on to the Financial Ombudsman Service (FOS).
- Should you feel your complaint has not been fully, or fairly dealt with, you are able to contact the Financial Ombudsman Service who may be able to take the matter further. You have 6 months from the date of our final response letter to refer your complaint.
- If your complaint relates to how your personal information has been processed and you remain dissatisfied you will be able to take your complaint to the Information Commissioner’s Office.
Complaints Officer
Niche Financial Solutions
1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
Telephone: 0800 802 1003
Email: sales@nichefs.co.uk
Details of the Financial Ombudsman Service can be found at: http://www.financialombudsman.org.uk Telephone: 0800 023 4567
Details of the Information Commissioner’s Office can be found at: http://www.ico.org.uk
Tel: 0303 123 1113
Document Version V4 030120
© 2022 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Niche Financial Solutions LLP
1st Floor | 3 Newbridge Square | Swindon | SN1 1HN
t: +44 (0)800 802 1003 | e: contact@loansmartfinance.co.uk
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
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© 2024 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Important Information:
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
