Home Owner Loans | Loansmart Finance

Find your financial solution with our same day quote

Experienced, trusted and transparent. For over 25 years, we have been helping homeowners like you consolidate debts or release cash for their dream home improvement project.

Free no-obligation quote that won’t effect your credit score
We compare lenders, so you don’t have to

Access exclusive interest rates that you can’t get directly

No upfront fees

Speak to our expert advisors today

Mon-Fri 8am-7pm

OR

Request a FREE quote

Call us on 0800 802 1003

Or just answer a few questions below and we’ll call you back with your quote

Speak to the experts today

Call 0800 802 1003

Monday – Friday (8am – 7pm)

“You and the Team have been so supportive and helpful in this process. It has been outstanding”

– Mr and Mrs S, 27 September 2019

How can Loansmart help you?

We are flexible and work with our customers to find the right financial solution.

Whether you’re self-employed, been rejected by a high street lender or have a poor credit history – we are here to help.

We can help you consolidate your debts and reduce monthly payments, giving you the extra cash you need.

Speak to an experienced and friendly advisor at Loansmart today and access exclusive rates not available directly.

* Our aim will be to arrange and switch you a suitable mortgage with a lower interest rate than your current one.

A selection of the 200 lenders we quote from:

We do the hard work, so you don’t have to – using our exclusive lender panel, we compare the best deals on the market for you.

Our process is quick and easy

As a Loansmart customer, you’ll always receive an experienced and friendly specialist ready to guide you through your application.

Call us today or fill out the free quote form above and we’ll call you back within the hour.

An experienced and dedicated specialist will then discuss your borrowing needs

We’ll assess your requirements and find the solution that works for you

We’ve helped people like you

We have over 25 years of experience and long-term relationships with our lender panel.
With our experience and expertise, you’ll be in safe hands.

Just wanted to say a big thank you from the two of us for all your help recently – you were always very helpful and customer friendly throughout the process and extremely professional keeping us up to date with how everything was progressing
★★★★★

Mr and Mrs S

March 18

Loansmart was amazing, stayed in contact throughout the process, pushed for completion when needed and offered advice and support constantly
★★★★★

Mrs K H

18 Feb 2019

Get in touch with us and speak to one of our mortgage specialists today

Mon-Fri 8am – 7pm

~ OR ~

© 2019 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588

Niche Financial Solutions LLP
1st Floor | 3 Newbridge Square | Swindon | SN1 1HN

 t: +44 (0)800 802 1003 | t: +44 (0)1793 250 787| e: [email protected]

Privacy & Cookie Policies | FAQ | Terms of Business | Complaints Procedure

© 2018 Copyright Niche Financial, All rights reserved

Registered in England No. OC349588

Important Information: 

Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority (FCA No. 708467).

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. THE ACTUAL RATE AVAILABLE WILL DEPEND ON YOUR CIRCUMSTANCES.

Depending on your circumstances we will charge a broker fee of up to 1% of the advance for a first charge mortgage and up to 10% of the advance for a second charge mortgage. Currently our average fees are £1495 for a first charge mortgage (0.8%) and £2994 for a second charge mortgage (5.5%). We also charge an administration fee of £497. We may also receive a commission from the lender on completion and this will also be fully disclosed.
Secured Loan rates are available from 3.74% APR variable. We also have rates up to 34.9% APR allowing us to assist clients with more severe credit problems. We will search our panel of lenders to find the right loan for you.
For secured loans the overall cost for comparison is 10.69% APRC. For Mortgages the overall cost for comparison is 4.6% APRC.
(rates and fees correct as of September 2018)

Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: Marlborough House, 26 High Street, Swindon, SN1 3EP.

Old Salt

Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467. We will search our panel of lenders to find the right loan for you. The overall cost for comparison is 10.69% APRC.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).

Rates are available from 3.9% APR, variable up to 34.9% APR allowing us to assist clients with more severe credit problems. Depending on your circumstances we will charge a broker fee of up to 1% of the advance for a first charge mortgage, and up to 10% of the advance for a second charge mortgage with a minimum fee of £1,495. Currently our average fees are £1,424 for a first charge mortgage (0.8%) and £2,852 for a second charge mortgage (5.8%). We also charge an advice fee of £497. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of August 2019). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN

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