Request a 
We help homeowners borrow smarter.
If you’ve ever been rejected on the high street – if you’re retired, self-employed – or even if you have bad credit history or CCJs, Loansmart is here for you.
The Loansmart promise:
Expert advice from a dedicated loan advisor
CCJs? Defaults? Poor credit history? We can still help
Access exclusive lending deals that you can’t get directly
Free no-obligation quote that won’t affect your credit score
No upfront fees
Whatever your situation, we’ll find a solution for you.
Request a callback today
If you are a first-time buyer or do not currently have a mortgage please call us directly on 0800 802 1003
By submitting your enquiry you agree to our privacy policy and that you are happy to be contacted via telephone, email or SMS to help you with your enquiry.
Why choose us?
How our process works.
You arrange a callback using the form above
We’ll call back for a chat at a time to suit you
We’ll find a solution that works for you
We’ve helped people like you.
Mr and Mrs S
Mr W
Contact us
We want to help homeowners like you find you the perfect financial solution – so let’s get started.
Complete the form below and we’ll give you a call.
By submitting your enquiry you agree to our privacy policy and that you are happy to be contacted via telephone, email or SMS to help you with your enquiry.
© 2024 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Niche Financial Solutions LLP
Suite 15, Marlborough House, 26 High Street, Swindon, SN1 3EP
t: +44 (0)800 802 1003 | e: contact@loansmartfinance.co.uk
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: Suite 15, Marlborough House, 26 High Street, Swindon, SN1 3EP
We help homeowners borrow smarter.
If you’ve ever been rejected on the high street – if you’re retired, self-employed – or even if you have bad credit history or CCJs, Loansmart is here for you
What can Loansmart do for you?
Expert advice from a dedicated loan advisor
CCJs? Defaults? Poor credit history? We can help
We can help if you’re retired or self-employed
Exclusive lending deals that you can’t get directly
Free no-obligation quote that won’t affect your credit score
No upfront fees
Whatever your situation, we’ll find a solution for you.
Request a callback
If you are a first-time buyer or do not currently have a mortgage please call us directly on 0800 802 1003
By submitting your enquiry you agree to our privacy policy and that you are happy to be contacted via telephone, email or SMS to help you with your enquiry.
How our process works.
You arrange a callback using the form above
We’ll call back for a chat at a time to suit you
We’ll find a solution that works for you
Why choose us?
We’ve helped people like you.
Mr and Mrs S
Mr W
Contact us
If you are a first-time buyer or do not currently have a mortgage please call us directly on 0800 802 1003
By submitting your enquiry you agree to our privacy policy and that you are happy to be contacted via telephone, email or SMS to help you with your enquiry.
Privacy & Cookie Policies | FAQ | Terms of Business | Complaints Procedure
© 2024 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Important Information:
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: Suite 15, Marlborough House, 26 High Street, Swindon, SN1 3EP
