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We’ll find you the Mortgage you deserve
Whether you’ve been rejected by the high street bank – or if you’re retired, self-employed – or even if you have poor credit history or CCJs, Loansmart can help you.
The Loansmart promise:
We’ll help find you a mortgage for your circumstances
Free no-obligation quote that won’t affect your credit score
No upfront fees
Expert advice from a dedicated loan advisor
Access exclusive lending deals that you can’t get directly
Or call us FREE: 0800 802 1003
Request a callback today
If you are a first-time buyer or do not currently have a mortgage please call us directly on 0800 802 1003
By submitting your enquiry you agree to our privacy policy and that you are happy to be contacted via telephone, email or SMS to help you with your enquiry.
We’ve helped people like you.
We have over 25 years of experience and long-term relationships with our mortgage lender panel. With our experience and expertise, you’ll be in safe hands.
Just wanted to say a big thank you from the two of us for all your help recently – you were always very helpful and customer friendly throughout the process and extremely professional keeping us up to date with how everything was progressing.
Mr and Mrs SI would just like to say a massive thank you to you and your team for all your hard work you did for me you are a star thank you so much for consolidating everything into my new mortgage which has took a massive weight off my shoulders, thanks thanks thanks!
Mr WEven if you have CCJs or poor credit history, we can still help.
Using our mortgage lender panel, we’ll compare the best deals and exclusive rates to find a mortgage that’s the perfect fit for you. As a Loansmart customer, you’ll always receive an honest and transparent service tailored to your needs and circumstances.
No upfront fees
Exclusive interest rates
All credit histories and circumstances considered
Free no-obligation quotes that won’t affect your credit report
Our process is quick and easy
Complete the quick form below
We’ll call you to discuss your requirements
We’ll find a mortgage that works for you
Whether you’ve been rejected by the high street bank – or if you’re retired, self-employed – or even if you have poor credit history or CCJs, Loansmart can help.
"Loansmart were always very helpful and customer friendly throughout the process and extremely professional keeping us up to date."
Mr and Mrs S
Even if you have CCJs or poor credit history, we can still help.
Using our lender panel, we’ll compare the best deals and exclusive rates to find a mortgage that’s the perfect fit for you. As a Loansmart customer, you’ll always receive an honest and transparent service tailored to your needs and circumstances.
Our process is quick and simple
Complete the quick form below
We’ll call you to discuss your requirements
Our specialists will find a mortgage that works for you
First we need some details about the type mortgage you're looking for
Now we need a few details about you to find the best deal
Have you ever been declared bankrupt, any CCJ’s, poor credit history or insolvencies?
When should we contact you?
Click submit to finish. Once we receive your enquiry, a member of our team will call you to discuss your quote.
© 2024 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Niche Financial Solutions LLP
Suite 15, Marlborough House, 26 High Street, Swindon, SN1 3EP
t: +44 (0)800 802 1003 | e: contact@loansmartfinance.co.uk
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: Suite 15, Marlborough House, 26 High Street, Swindon, SN1 3EP
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© 2024 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Important Information:
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: Suite 15, Marlborough House, 26 High Street, Swindon, SN1 3EP
