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Poor credit history?No problem, we’ll help you find a mortgage
Get a FREE quote today, it won’t affect your credit score.
Or call us FREE: 0800 802 1003
"Loansmart were always very helpful and customer friendly throughout the process and extremely professional keeping us up to date."
Mr and Mrs S
How could remortgaging help?
Protection from further interest rate rises
Consolidate your other debts into one manageable monthly payment
Cash release for home improvements or even a holiday
Access rates not provided by high street banks
Even if you have CCJs or poor credit history, we can still help.
We’re a broker, so we compare across the market to find the best re-mortgage deals for you from our specialist lender panel – no fuss.
Our process is quick and simple
Complete the quick form below
We’ll call you to discuss your requirements
Our specialists will find a mortgage that works for you
Poor credit history?No problem, we’ll help you find a mortgage
Are you on the best deal for your circumstances?
Is your interest rate fixed to protect from possible rises?
Have you consolidated debts into one monthly payment?
If the answer is NO to any of the above, we can help.
Get a FREE quote today, it won’t affect your credit score.
Or call us FREE: 0800 802 1003
Did you know? The average homeowner could save up to £200 in monthly mortgage repayments*
How could remortgaging help you?
Protection from further interest rate rises
Cash release for home improvements or even a holiday
Consolidate your other debts in to one manageable monthly payment
Save money each month with a better deal for your circumstances
Your current lender isn’t offering you competitive rates
You’ve been declined by high street banks
"Loansmart were always very helpful and customer friendly throughout the process and extremely professional keeping us up to date."
Mr and Mrs S
*Our aim will be to arrange and switch you a suitable mortgage with a lower interest rate than your current one.
Even if you have CCJs or poor credit history, we can still help.
We’re a broker, so we compare across the market to find the best re-mortgage deals for you from our lender panel – no fuss. As a Loansmart customer, you’ll get your own dedicated advisor providing you expert advice from start to finish.
No upfront fees
Exclusive interest rates
All credit histories and circumstances considered
Free no-obligation quotes that won’t affect your credit report
Our process is quick and easy
Complete the quick form below
We’ll call you to discuss your requirements
We’ll find a mortgage that works for you
First, tell us about your property
About you
Click submit to finish. Once we receive your enquiry, a member of our team will call you to discuss your quote.
© 2024 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Niche Financial Solutions LLP
Suite 15, Marlborough House, 26 High Street, Swindon, SN1 3EP
t: +44 (0)800 802 1003 | e: contact@loansmartfinance.co.uk
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: Suite 15, Marlborough House, 26 High Street, Swindon, SN1 3EP
© 2022 Copyright Niche Financial. All rights reserved.
Privacy & Cookie Polices
Registered in England No. 11278148
!!Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 3.1% to 13.5% APRC for a first charge mortgage and 5.4% APRC for a second charge mortgage and from 5.4% to 17% APRC for a second charge mortgage.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Rates are available from 0.84% APR APR, variable up to 15.75% APR allowing us to assist clients with more severe credit problems. Depending on your circumstances we will charge a broker fee of up to 1.25% of the advance for a first charge mortgage, and up to 10% of the advance for a second charge mortgage with a minimum fee of £1,995. Currently our average fees are £1950 for a first charge mortgage and £2,550 for a second charge mortgage. We also charge an advice fee for regulated products of £697. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
