Request a 
Refer a Friend – get £400 in Amazon vouchers
Sign up here
Refer a Friend
Get £400 in Amazon vouchers
Sign up here
The T&C’s
- The £400 Amazon voucher will be emailed to you following the completion of your family or friend’s mortgage. The voucher is payable per referral and not per transaction. Please allow for 30 days for the delivery of this voucher.
- You are only entitled to one £400 Amazon voucher per completed mortgage irrespective of the number of applicants’ party to the transaction.
- We reserve the right to provide you with alternative vouchers if we are unable to source Amazon vouchers.
- You must be a UK resident aged 17 or over.
- You are entitled to one voucher per referred client. You cannot refer the same individual multiple times or for multiple properties.
- Cash or other alternatives will not be offered.
- This offer excludes cases where a product transfer was deemed best advice or where our standard broker fee has not been charged.
- This offer also excludes referrals of any current or former clients and previously referred clients.
- Our Privacy Policy explains how you, your family and friend’s data will be used.
- We reserve the right to amend, vary or cancel these terms and conditions or to withdraw this Referral Scheme at any time and at our sole discretion.
- We do not accept any responsibility or liability under or in connection with these terms and conditions (including without limitation as a result of technical fault, computer or electronic malfunction, or incomplete, illegible, lost or fraudulent entries).
© 2022 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Niche Financial Solutions LLP
1st Floor | 3 Newbridge Square | Swindon | SN1 1HN
t: +44 (0)800 802 1003 | e: contact@loansmartfinance.co.uk
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Depending on your circumstances we will charge a broker fee between £495 and £1995 for a first charge mortgage, and between £1495 and £4995 for a second charge mortgage. Currently our average fees are £1995 for a first charge mortgage and £2500 for a second charge mortgage. We also charge an advice fee for regulated products of £750. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
© 2022 Copyright Niche Financial. All rights reserved.
Privacy & Cookie Polices
Registered in England No. 11278148
!!Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is from 3.1% to 13.5% APRC for a first charge mortgage and 5.4% APRC for a second charge mortgage and from 5.4% to 17% APRC for a second charge mortgage.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Rates are available from 0.84% APR APR, variable up to 15.75% APR allowing us to assist clients with more severe credit problems. Depending on your circumstances we will charge a broker fee of up to 1.25% of the advance for a first charge mortgage, and up to 10% of the advance for a second charge mortgage with a minimum fee of £1,995. Currently our average fees are £1950 for a first charge mortgage and £2,550 for a second charge mortgage. We also charge an advice fee for regulated products of £697. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of May 2021). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
