Request a 
Remortgages made simple with same day quotes
Experienced and trusted. For over 25 years, we have been helping homeowners like you consolidate debts or release cash for their dream home improvement project.
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Free no-obligation quote that won’t effect your credit score |
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Access exclusive interest rates that you can’t get directly |
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All credit histories and circumstances considered |
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No upfront fees |
Speak to a mortgage specialist today
Mon-Fri 8am-7pm
OR
Get in touch with us and speak to one of our mortgage specialists today
Call 0800 802 1003
Monday – Friday (8am – 7pm)
“You and the Team have been so supportive and helpful in this process. It has been outstanding”
– Mr and Mrs S, 27 September 2019
How could remortgaging with Loansmart help you?
Did you know? The average homeowner could save up to £200 in monthly mortgage repayments? *
Find the best deal for your circumstances and protect yourself from potential rises with fixed interest rates
Consolidate debts and save money each month, or release cash for home improvements and other projects
Receive an experienced and friendly mortgage specialist ready to guide you through your application
* Our aim will be to arrange and switch you a suitable mortgage with a lower interest rate than your current one.
A selection of the 200 lenders we quote from:
Using our lender panel, we’ll compare the best deals and exclusive rates to find a re-mortgage rate that’s the perfect fit for you.
Our process is quick and easy
As a Loansmart customer, you’ll always receive and honest and transparent service tailored to your needs and circumstances
Call us today or fill out the free quote form above and we’ll call you back at a time that suits you
An experienced and dedicated specialist will then discuss your mortgage needs
We’ll assess your requirements and find the mortgage that works for you
We’ve helped people like you
We have over 25 years of experience and long-term relationships with our lender panel.
With our experience and expertise, you’ll be in safe hands.
Get in touch with us and speak to one of our mortgage specialists today
Mon-Fri 8am – 7pm
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Privacy & Cookie Policies | FAQ | Terms of Business | Complaints Procedure. Website by Old Salt
© 2019 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Niche Financial Solutions LLP
1st Floor | 3 Newbridge Square | Swindon | SN1 1HN
t: +44 (0)800 802 1003 | t: +44 (0)1793 250 787| e: [email protected]
Privacy & Cookie Policies | FAQ | Terms of Business | Complaints Procedure
© 2018 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588
Important Information:
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority (FCA No. 708467).
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. THE ACTUAL RATE AVAILABLE WILL DEPEND ON YOUR CIRCUMSTANCES.
Depending on your circumstances we will charge a broker fee of up to 1% of the advance for a first charge mortgage and up to 10% of the advance for a second charge mortgage. Currently our average fees are £1495 for a first charge mortgage (0.8%) and £2994 for a second charge mortgage (5.5%). We also charge an administration fee of £497. We may also receive a commission from the lender on completion and this will also be fully disclosed.
Secured Loan rates are available from 3.74% APR variable. We also have rates up to 34.9% APR allowing us to assist clients with more severe credit problems. We will search our panel of lenders to find the right loan for you.
For secured loans the overall cost for comparison is 10.69% APRC. For Mortgages the overall cost for comparison is 4.6% APRC.
(rates and fees correct as of September 2018)
Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: Marlborough House, 26 High Street, Swindon, SN1 3EP.
Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
We will search our panel of lenders to find the right loan for you. The overall cost for comparison is 3.9% APRC for a first charge mortgage and 5.4% APRC for a second charge mortgage.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).
Rates are available from 1.09% APR, variable up to 15.75% APR allowing us to assist clients with more severe credit problems. Depending on your circumstances we will charge a broker fee of up to 1.25% of the advance for a first charge mortgage, and up to 10% of the advance for a second charge mortgage with a minimum fee of £1,995. There is also an advice fee for regulated products of £497. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of August 2019). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN
