Your application will be treated in the strictest confidence. We’ll never contact your employers, banks or any other third party without your permission.

We have access to a wide range of lenders through our panel lenders including some of the major banks, building societies and financial institutions. This enables us to assess the most suitable option for your circumstances.

We’re open and transparent about who our lenders are. If you want to see our panel of lenders, just ask! Your dedicated loan advisor will be happy to send this across to you.

No. We’ll cover all valuation and reference costs. You’ll be charged a broker fee by us for arranging your homeowner loan, but this is added onto your total loan amount and paid to Niche Financial Solutions LLP by the lender upon completion of your homeowner loan.

We’ll contact you over the phone to discuss your requirements and match them with the best solution using our panel of lenders. You’ll also get a friendly and dedicated loan advisor to guide you step by step through the process. Applying is free and you’re under no obligation.

It couldn’t be easier! Simply complete our quick online form or call our dedicated loan advisors on 08008021003.

Your dedicated loan advisor can help you calculate your credit rating using information you provide. This won’t leave a footprint at the enquiry quoting stage and doesn’t affect your credit score.

Yes. You need to be a homeowner to obtain a loan. That means you own your home with a mortgage or you own your home outright.

Yes. Most lenders accept SA302’s or a simple letter from your accountant to verify your income.

Homeowner loans are secured against your property and are also referred to as “secured loans”. They’re only available to people that own their own home or hold a mortgage.

If you’ve been rejected for an unsecured loan (like a personal loan), a homeowner loan may be easier to obtain as your property acts as security for a lender.

 You can borrow anything from £5,000 to £500,000. The amount you can borrow, the term and the interest rate will depend on the amount of equity you have in your home and what is affordable for your personal circumstances.

Our dedicated loan advisors will be able to assess your circumstances and set out the best solutions available to you.

A homeowner loan can be used for whatever legal purpose you like. For example, you may wish to clear your credit cards and other high interest borrowings into one more affordable monthly payment. You could use the loan for home improvements, to start your own business or purchase an investment property. The choice is yours.

We can offer long-term homeowner loans of up to 30 years. However, we recommend that you take a loan over the shortest affordable term. That way, you pay the loan off quicker and pay less interest.

Once you have discussed your requirements with us, we aim to get a decision in principle to you within 24 hours.

We may still be able to help. Using our panel of lenders, we have access to lenders who specialise in helping customers in your situation. So even if you’ve previously defaulted on a loan, have CCJs or mortgage arrears, our dedicated loan advisors can help you get the loan that you need.

Before applying for a homeowner loan, we’ll need to obtain a decision in principle from the lender. A decision in principle confirms that a lender is prepared to lend to you. The decision in principle assesses if you can afford the loan amount you need. This is based on your income and outgoings (and other factors), your credit score and the lender’s lending criteria.

Once you have a decision in principle and the lender confirms they’re willing to lend you the amount you need on an initial basis, we can then submit your full application form.

If you feel as though you are struggling with your debts, The Money Advice Service is an independent service set up by the Government and they offer free, impartial advice. They can be contacted on 0300 500 5000 or you can visit their website here.

Your application will be treated in the strictest confidence. We’ll never contact your employers, banks or any other third party without your permission.

We have access to a wide range of lenders through our panel lenders including some of the major banks, building societies and financial institutions. This enables us to assess the most suitable option for your circumstances.

We’re open and transparent about who our lenders are. If you want to see our panel of lenders, just ask! Your dedicated loan advisor will be happy to send this across to you.

No. We’ll cover all valuation and reference costs. You’ll be charged a broker fee by us for arranging your homeowner loan, but this is added onto your total loan amount and paid to Niche Financial Solutions LLP by the lender upon completion of your homeowner loan.

We’ll contact you over the phone to discuss your requirements and match them with the best solution using our panel of lenders. You’ll also get a friendly and dedicated loan advisor to guide you step by step through the process. Applying is free and you’re under no obligation.

It couldn’t be easier! Simply complete our quick online form or call our dedicated loan advisors on [NUMBER].

Your dedicated loan advisor can help you calculate your credit rating using information you provide. This won’t leave a footprint at the enquiry quoting stage and doesn’t affect your credit score.

Yes. You need to be a homeowner to obtain a loan. That means you own your home with a mortgage or you own your home outright.

Yes. Most lenders accept SA302’s or a simple letter from your accountant to verify your income.