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Bridge
A way of securing capital fast is to consider a bridge mortgage. This has become extremely popular over the last five years as a means of borrowing on a short term. Bridge loan financing has increased dramatically from around £500m per annum in 2011 to £3.6bn per annum last year.   What can I use a bridge mortgage for? As the number of short term financing options reduce a residential bridge loan has become very
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Fast loans to consolidate debt into one payment

Posted by Loansmart on  12th September 2018

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Category: Homeowner Loans
Generally the issue of a fast loans comes into play when you have missed monthly payments and perhaps are threatened with mounting bills. The ability for a broker firm to act fast is crucial to your piece of mind particularly if the loans secured. Where can I find a fast loan? The number one place to start your hunt for fast loans is on the Internet, where you will find several firms who can not
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How to better understand secured lending

Posted by Loansmart on  24th August 2018

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Category: Homeowner Loans
Over the last twenty years the market has exploded with lots of ways to secure a loan. We want you to be able to understand secured lending so you can apply for secured loans with confidence.   What is secured lending? Secured lending is the same as loans with collateral, using your home as security to raise capital. Each secured loan lender looks at three key elements being security, the ability to repay and track record.
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How to consolidate debt

Posted by Loansmart on  16th August 2018

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Category: Homeowner Loans
“How do I consolidate debt?” is a phrase we hear every day. But have you considered trading in the high interest rates that you are being charged on your credit cards with a debt consolidation loan? Often by using the equity in your home as security, you can find that you could qualify for a better deal through a lower interest rate. You will also find that you are able to consolidate debt by selecting
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How to find a cheap secured loan

Posted by Loansmart on  10th August 2018

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Category: Homeowner Loans
Cheap secured loans help a borrower to borrow funds against the home. Homeowner loans are secured loans which are offered to homeowners only. Cheap secured loans will help you cash in the equity in the home. Equity is defined as the difference between the value of the property and mortgages. You want the cheapest secured loan and deserve the best. So, you need to search for the best online loans. For some of you secured

© 2019 Copyright Niche Financial, All rights reserved
Registered in England No. OC349588

Niche Financial Solutions LLP
1st Floor | 3 Newbridge Square | Swindon | SN1 1HN

 t: +44 (0)800 802 1003 | t: +44 (0)1793 250 787| e: [email protected]

Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467. We will search our panel of lenders to find the right loan for you. The overall cost for comparison is 10.69% APRC.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. (IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY).

Rates are available from 3.9% APR, variable up to 34.9% APR allowing us to assist clients with more severe credit problems. Depending on your circumstances we will charge a broker fee of up to 1% of the advance for a first charge mortgage, and up to 10% of the advance for a second charge mortgage with a minimum fee of £1,495. Currently our average fees are £1,424 for a first charge mortgage (0.8%) and £2,852 for a second charge mortgage (5.8%). We also charge an advice fee of £497. All fees will be fully disclosed at application stage and fully disclosed on your contracts. We may also receive a commission from the lender on completion and this will also be fully disclosed. (Rates and fees correct as of August 2019). Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN

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© 2018 Copyright Niche Financial, All rights reserved

Registered in England No. OC349588

Important Information: 

Loansmart is a trading name of Niche Financial Solutions LLP.
Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority (FCA No. 708467).

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY. THE ACTUAL RATE AVAILABLE WILL DEPEND ON YOUR CIRCUMSTANCES.

Depending on your circumstances we will charge a broker fee of up to 1% of the advance for a first charge mortgage and up to 10% of the advance for a second charge mortgage. Currently our average fees are £1495 for a first charge mortgage (0.8%) and £2994 for a second charge mortgage (5.5%). We also charge an administration fee of £497. We may also receive a commission from the lender on completion and this will also be fully disclosed.
Secured Loan rates are available from 3.74% APR variable. We also have rates up to 34.9% APR allowing us to assist clients with more severe credit problems. We will search our panel of lenders to find the right loan for you.
For secured loans the overall cost for comparison is 10.69% APRC. For Mortgages the overall cost for comparison is 4.6% APRC.
(rates and fees correct as of September 2018)

Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: Marlborough House, 26 High Street, Swindon, SN1 3EP.

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